Insurance

Trucking & Transportation

Out here, we’ve got your Trucking & Transportation needs covered! 

From 1 truck to 100, we’ve got you covered! It doesn’t matter the size of the fleet or the breadth of commodities they haul, we’ve got trucking solutions and expertise that will help you win business and keep clients happy.

Comprehensive wordings, valuable coverage extensions, full capacity for Property, Boiler, Vehicle Physical Damage, Cargo, Hook Liability, Warehouseman’s Legal Liability, Commercial General Liability and Excess/Umbrella Liability will help you with a one stop shop, single policy package experience.

Features

  • High limit capacity and a broad appetite of risk
  • Coverage for target commodities, haz-mat, oversize
  • Broad coverage while waterborne (inland & coastal)
  • Valuable coverage extensions included
  • Local adjusters and experienced claims managers
  • SIR and flexible deductible options
  • Flexible reporting terms (receipts, mileage, units)
  • Canada and USA coverage territory
  • Package policy (also available separately)
    • Motor Truck Cargo Legal Liability
    • Broker’s Contingent Cargo Liability
    • Employee Theft of Cargo
    • Vehicle PD coverage, incl. non-owned trailers
    • Riggers/Hook Liability
    • Warehouseman’s Legal Liability
    • Property and Boiler Coverage
    • Commercial General Liability
    • Excess/Umbrella Liability
    • Freight Brokers E&O Liability

Target Classes

  • Heavy Equipment, Industrial Products, and Bulk carriers
  • Oversize, overweight, hazardous and speciality carriers
  • Freight Forwarders and Transportation Brokers
  • Owner’s Cargo and Transportation/Distribution risks
  • Long and short haul General Freight carriers
  • High limit required by contract with lower actual exposure
  • New Ventures (min 3 years prior experience)

Cargo Coverage Highlights

Broad definition of the contract of carriage
Terminal coverage is not limited to scheduled terminals
Coverage for 30 days at terminals while in transit at the carrier’s risk

Coverage Extensions (most are in addition to the cargo limit):

  • Limited Pollutant Clean-up Expenses
  • Preservation of Property Expense
  • Debris Removal Expense
  • Defense Costs and Duty to Defend
  • Freight Charges
  • Contract Penalty
  • Expediting Expense
  • Moving Equipment (tarps, dollies, chains)
  • Mobile Electronic Equipment
  • Reward Expense
  • Reloading Expense

Vehicle Physical Damage Coverage Highlights

Replacement Cost valuation (qualifying model years)
Collision/Comprehensive/Specified Perils coverage approach
Flexible reporting conditions (monthly, quarterly, annual)

Optional Coverage

  • Rental Expense Reimbursement
  • Temporary Replacement Physical Damage (30 days)
  • Towing, Storage, and Debris Removal
  • Fire Department Service Charges
  • Automatic Acquisition Coverage
  • Limited Pollutant Clean-up and Removal Expense
  • Moving Equipment (tarps, dollies, chains)
  • Expendable Supplies
  • Reward Expense

Commercial General Liability Coverage Highlights

No General Aggregate
Broad Form Products & Completed Operations coverage included
Cross Liability, Employees as Insureds, Contingent Employers Liability, Broad Form PD, Attached Machinery, Blanket Contractual, Personal Injury, Loading & Unloading included

Optional Coverage

  • Forest Fire Fighting Expense coverage
  • Limited Pollution coverage (120 hour or 240 hour reporting)
  • Tenants Legal Liability
  • Excess and Umbrella coverage to high-limits

Book an appointment with an Integris Insurance Representative today or give us a call!