Banking

Integris Mastercard

In today’s world of online shopping one thing is certain – having a credit card is a necessity. Whether it’s for online shopping, booking for a flight or concert, or acquiring that item that you’ve been dying to get your hands on – all that’s left to decide is which credit card will work the best for you.

Most credit cards have the same basic features – instant credit, instant cash 24 hours a day at any ATM displaying the Mastercard symbol, a spending limit just right for you and an incentive program.

If your current card does not have an incentive program (whether it’s via a point system or a low rate program), then you are being swindled out of the added benefits of cash back, points for travel, car rental, merchandise, gift cards, low rates and more.

Our Integris Mastercard has many different card options, whether you are a student, a frequent traveller, a senior, or someone looking for a great credit card, we’ve got the one for you.

Check out our Full Product Listing, or speak an in-branch professional about your Integris Mastercard.

Credit Card Options

Cash Back

Cash Back Mastercard

For great savings, the Cash Back Mastercard starts with no annual fee. Then it pays you for using it! For every dollar you spend, you’ll earn cash back in the form of a credit on your account. Saving couldn’t be simpler.

Card BenefitsRewardsInsurance
  • Annual Fee: $0
  • Additional Card Fee: $0
  • Interest Rate (Purchases and Cash Advances): 19.90%
  • Zero Liability Fraud Protection
  • Earn Cash Rewards
  • Purchase Protection & Extended Warranty
  • Mobile Device Insurance
  • Surcharge-free ATM Transactions on the EXCHANGE® Network
  • Mastercard Benefits

The Cash Back Mastercard lives up to its name in a hurry with cash back quickly redeemed as a credit on your account.

  • Earn 1 point for every $1 spent on everyday purchases
  • Earn DOUBLE points on dollars spent at gas stations
  • 1 point equals 1% cash back

Along with cash back on your purchases, you’ll also enjoy extra-value benefits to help protect most items purchased with your card.

  • 90 days purchase protection on purchases made with your card
  • Double the manufacturer’s warranty (up to one year) on purchases made with your card
  • Mobile device insurance up to $1,000

Travel Rewards GoldTravel Rewards Gold Mastercard

With the Travel Rewards Gold Mastercard, you have support wherever you go. From as simple as baggage coverage to as big as emergency health coverage, you can travel with peace of mind. Plus, you’ll earn rewards you can redeem for flights, worldwide hotel options, top cruise destinations and more. It’s the perfect card to get you there, and the perfect card to take along.

Card BenefitsRewardsInsurance
  • Annual Fee: $99
  • Additional Card Fee: $30
  • Interest Rate (Purchases and Cash Advances): 19.90%
  • Zero Liability Fraud Protection
  • Earn Cash Rewards
  • Purchase Protection & Extended Warranty
  • Surcharge-free ATM Transactions on the EXCHANGE® Network
  • Mastercard Benefits

With your Travel Rewards Mastercard, you earn points just for using your card:

  • Earn 1 point for every $1 spent on everyday purchases
  • Earn DOUBLE points on dollars spent in foreign curriences

All those points can be turned into travel rewards and more. Choose from worldwide flight options with over 100 airlines. Stay in hotels with more than 80,000 properties available. Enjoy top cruise destinations. You can also reward yourself with cash back, gift cards from top retailers or over 1,000 merchandise options.

Emergencies happen both home and away. When they do, your Travel Rewards Mastercard has you covered.

  • Auto rental collision/loss insurance for vehicles rented up to 48 consecutive days
  • 90 days purchase protection and double the manufacturer’s warranty (up to one year) on purchases made with your card
  • Emergency health care coverage up to $5,000,000, including coverage for grandchildren traveling with the cardholder
  • Trip cancellation and interruption insurance up to $2,000 when your travels are changed for a variety of reasons
  • Baggage coverage for theft, damage or late delivery
  • Accident protection up to $1,000,000 while traveling by common carrier
  • 24/7 travel assistance

US DollarUS Dollar Mastercard

The US Dollar Mastercard is your key to earning the privileges you deserve – whenever you go to the United States or shop online with a US company. Because there are no foreign transaction fees for US purchases, this is the perfect card when you travel or shop in the US.

Card BenefitsRewardsInsurance
  • Annual Fee: $50
  • Additional Card Fee: $35
  • Interest Rate (Purchases and Cash Advances): 19.90%
  • Zero Liability Fraud Protection
  • Earn MySelect Rewards
  • Auto Rental Collision/Loss Insurance
  • Purchase Protection & Extended Warranty
  • Emergency Health Care Coverage
  • Trip Cancellation & Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Accident Protection
  • 24/7 Travel Assistance
  • Surcharge-free ATM Transactions on the EXCHANGE® Network
  • Mastercard Benefits

With your US Dollar Mastercard, you earn MySelect Rewards points just for using your card:

  • Earn 1 point for every $1 USD spent 

You’ll earn points on every qualified purchase, and there’s no limit on the amount of points you can earn. Best of all, you select how you want to redeem your points — cash, gift cards, merchandise or travel rewards. 

Emergencies happen both home and away. When they do, your US Dollar Mastercard has you covered.

  • Auto rental collision/loss insurance for vehicles rented up to 48 consecutive days
  • 90 days purchase protection and double the manufacturer’s warranty (up to one year) on purchases made with your card
  • Emergency health care coverage up to $5,000,000, including coverage for grandchildren traveling with the cardholder
  • Trip cancellation and interruption insurance up to $2,000 when your travels are changed for a variety of reasons
  • Baggage coverage for theft, damage or late delivery
  • Accident protection up to $1,000,000 while traveling by common carrier
  • 24/7 travel assistance

Centra GoldCentra Gold Mastercard

The Centra Gold Mastercard gives you a great balance of low rates and rewards possibilities, making it easy to fit into your lifestyle. You’ll save money while enjoying high-value rewards including travel, gifts, shopping and more. 

Card BenefitsRewardsInsurance
  • Annual Fee: $50
  • Additional Card Fee: $10
  • Interest Rate (Purchases and Cash Advances): 9.90%
  • Zero Liability Fraud Protection
  • Earn MySelect Rewards
  • Auto Rental Collision/Loss Insurance
  • Purchase Protection & Extended Warranty
  • Accident Protection
  • Surcharge-free ATM Transactions on the EXCHANGE® Network
  • Mastercard Benefits

With your Centra Gold Mastercard, earning rewards points is easy to understand: Earn 1 point for every $1 of net purchases. It’s that simple.

How you redeem your rewards is up to you. Choose from worldwide flight options with over 100 airlines. Stay in hotels with more than 80,000 properties available. Enjoy top cruise destinations. Or reward yourself with cash back, gift cards from top retailers or over 1,000 merchandise options.

Emergencies happen. Products break. Whether your issue is big or small, your Centra Gold Mastercard may cover you.

  • Auto rental collision/loss insurance for vehicles rented up to 48 consecutive days
  • 90 days purchase protection and double the manufacturer’s warranty (up to one year) on purchases made with your card
  • Accident protection up to $125,000 while traveling by common carrier

Centra GoldFlexRate Mastercard

With a credit line and interest rate customized to benefit your financial well-being and a wide-ranging rewards program, the FlexRate Mastercard gives you maximum flexibility for your lifestyle. You’ll earn reward points with every purchase, and you’ll have a variety of options for redeeming your points.

Card BenefitsRewardsInsurance
  • Annual Fee: $40
  • Additional Card Fee: $0
  • Interest Rate (Purchases and Cash Advances): Variable; As low as 9.90%
  • Zero Liability Fraud Protection
  • Earn MySelect Rewards
  • Purchase Protection & Extended Warranty
  • Mobile Device Insurance
  • Surcharge-free ATM Transactions on the EXCHANGE® Network
  • Mastercard Benefits

You decide how to spend your money, so the FlexRate Mastercard gives you the freedom to decide how to use your rewards points, too. Want travel rewards? Done. Want cash back? Done. Want gift cards or merchandise or cruises? Done. When it comes to choices, the FlexRate Mastercard lives up to its name.

With your FlexRate Mastercard, you earn points just for using your card:

  • Earn 1 point for every $1 spent on everyday purchases

When things break, your Flex Mastercard has you covered.

  • 90 days purchase protection on purchases made with your card
  • Double the manufacturer’s warranty (up to one year) on purchases made with your card
  • Mobile device insurance up to $1,000

ClassicClassic Mastercard

For simple use and savings, the Classic Mastercard is the choice for you. It keeps everything easy: a low annual fee, a low interest rate, and basic purchase protection. The only decision you’ll need to make is what to buy.

Card BenefitsInsurance
  • Annual Fee: $30
  • Additional Card Fee: $0
  • Interest Rate (Purchases and Cash Advances): 11.90%
  • Zero Liability Fraud Protection
  • Purchase Protection & Extended Warranty
  • Mobile Device Insurance
  • Surcharge-free ATM Transactions on the EXCHANGE® Network
  • Mastercard Benefits

Whether you’re buying electronics, appliances or any other major purchase, you want to make sure you’re protected if something goes wrong.  The Classic Mastercard adds an extra layer of protection for most of the items you buy.

  • 90 days purchase protection on purchases made with your card
  • Double the manufacturer’s warranty (up to one year) on your purchases made with your card
  • Mobile Device Insurance

StudentStudent Mastercard

Whether you’re looking to build credit or simply need a card for convenience and security, the Student Mastercard is the smart choice. There’s no annual fee, and your purchases are protected with an extended warranty. Using, building and understanding credit couldn’t be simpler.

Card BenefitsInsurance

CARD BENEFITS

  • Annual Fee: $0
  • Additional Card Fee: $0
  • Interest Rate (Purchases and Cash Advances): 11.90%
  • Zero Liability Fraud Protection
  • Purchase Protection & Extended Warranty
  • Mobile Device Insurance
  • Surcharge-free ATM Transactions on the EXCHANGE® Network
  • Mastercard Benefits

Things break, and the Student Mastercard may help make sure they don’t also break the bank.

  • 90 days purchase protection on purchases made with your card
  • Double the manufacturer’s warranty (up to one year) on your purchases made with your card
  • Mobile device insurance up to $1,0001

WorldWorld Mastercard

The World Mastercard is your key to earning the exclusive privileges you deserve. You’ll be rewarded with unique benefits and exceptional service wherever you go.

Card BenefitsRewardsInsurance
  • Annual Fee: $120
  • Additional Card Fee: $50
  • Interest Rate (Purchases and Cash Advances): 19.90%
  • Zero Liability Fraud Protection
  • Earn MySelect Rewards
  • Purchase Protection & Extended Warranty1
  • Auto Rental Collision/Loss Insurance1
  • Emergency Health Care Coverage
  • Trip Cancellation & Interruption Insurance
  • Lost or Delayed Baggage Coverage
  • Accident Protection
  • 24/7 Travel Assistance
  • Surcharge-free ATM Transactions on the EXCHANGE® Network
  • Mastercard Benefits

With your World Mastercard, you earn MySelect Rewards points just for using your card:

  • Earn DOUBLE points for every $1 spent
  • Redeem rewards with as little as 1,000 points

You’ll earn points on every qualified purchase, and there’s no limit on the amount of points you can earn. Best of all, you select how you want to redeem your points — cash, gift cards, merchandise or travel rewards. 

Accidents happen. Theft happens. Emergencies happen. When they do, think of your World Mastercard as a friend who has your back.

  • Auto rental collision/loss insurance for vehicles rented up to 48 consecutive days1
  • 90 days purchase protection and double the manufacturer’s warranty (up to one year) on purchases made with your card1
  • Emergency health care coverage up to $5,000,000
  • Trip cancellation and interruption insurance up to $2,000 when your travels are changed for a variety of reasons
  • Baggage coverage for theft, damage or late delivery
  • Accident protection up to $1,000,000 while traveling by common carrier
  • 24/7 travel assistance