Registered Plans


There are many ways to plan for retirement, whether it’s picking a segregated fund, selecting a LIF, or choosing something else entirely, planning for retirement is never easy. Creating a retirement plan is hard enough without all the many pension choices to choose from.

So what exactly is a pension?


A pension is a savings plan that pays you an income when you retire. There are quite a few options to choose from; some plans allow you to withdraw at any time, while others have minimum and maximum annual withdrawal limits. You may ask yourself: RRSP’s versus TFSA’s – what’s the difference and why should I choose one over the other; or maybe using both is a smart idea, but how exactly do I go about doing that? What’s the difference between a RRIF and a LIF? These are all great questions that our Financial Planning Representatives can help you with.

Our professionals – with their expert knowledge and access to countless resources – know the benefits, the features, the tax implications and more behind each and every product. They can help you choose the option that best works for you.

If you have any questions about pensions, speak with an Integris Financial Planning Representative or book an appointment today. We are here to help you with your retirement income needs.