Tax season brings not only the annual rush to file returns but also a surge in fraudulent schemes targeting unsuspecting individuals. At Integris Credit Union, we’re committed to your financial security and want to ensure you’re equipped to recognize and avoid these scams.

Beware of Tax Scams:

Scammers often impersonate Canada Revenue Agency (CRA) agents, claiming issues with your tax return or demanding immediate payment. They may threaten legal action or arrest if you don’t comply. Remember, the CRA will never use aggressive language or demand payment through unconventional means.

Tips to Protect Yourself:

1. Verify Before Clicking: Do not click on links or open attachments in emails or text messages from unknown senders. The CRA will never send links asking for personal information or payment.
2. Know the Signs of a Scam: The CRA will never use aggressive language or threaten arrest or legal action. They will also never demand payment through cryptocurrency, prepaid credit cards, or gift cards.
3. Confirm Through Official Channels: If you receive a suspicious call or message, hang up or delete it. Instead, contact the CRA directly through their official website or phone number to verify the request.
4. Protect Your Personal Information: Never give out personal information, such as your social insurance number (SIN), date of birth, or banking details, over the phone or online unless you are certain of the recipient’s identity.
5. Check Your CRA Account: The CRA communicates with taxpayers through their secure online accounts. Log in to your CRA account regularly to check for any direct messages or notifications.

What to Do If You’ve Been Targeted:

If you believe you have been targeted by a tax scam, report it to the Canadian Anti-Fraud Centre (CAFC) online or by phone. You should also contact us at 1-866-554-3456 immediately if you have provided personal or banking information to a scammer. Our Fraud Squad is here to help you.

Protect Yourself Against Phishing:

Recently, our Mastercard partner Collabria has alerted us to phishing sites attempting to steal credit card information from our members. Phishing scams often use fake emails or websites to trick individuals into providing personal or financial information. To protect yourself, never click on links in unsolicited emails or text messages. Instead, contact the company directly using trusted contact information.

How to Stay Safe:

1. Verify Before Clicking: Don’t click on links or open attachments in emails or texts from unknown senders. Verify the sender’s identity before taking any action.
2. Know the Signs of a Scam: Be wary of emails or calls that create a sense of urgency or ask for personal information or payment details.
3. Protect Your Personal Information: Never share sensitive information, such as your SIN or banking details, over the phone or online unless you’re sure of the recipient’s identity.
4. Check Your Accounts Regularly: Monitor your bank and credit card statements for unauthorized transactions. Report any suspicious activity to your financial institution immediately.
5. Stay Informed: Keep up-to-date with the latest scams and fraud prevention tips to protect yourself and your loved ones.

As we navigate tax season and beyond, remain vigilant against scams and phishing attempts. Integris Credit Union is here to support you in safeguarding your financial information. If you believe you’ve been targeted by a scam or have concerns about your account security, please contact us immediately. Together, we can protect against fraud and ensure a safer banking experience for everyone.