Lending Rates

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Mortgage Rates

Rates effective July 24, 2024.


Whether it’s a closed or open mortgage on a fixed or variable rate*, we’ve got a product to suit your budget.

Featured Product:

5 year Fixed Insured Mortgage

4.89%

ProductSpecial RatesPosted Rates
Uninsured Mortgage Rates**
1 Year Fixed Closed6.74%8.24%
3 Year Fixed Closed5.39%6.89%
5 Year Fixed Closed5.19%6.69%
5 Year Variable6.40%
CMHC/Sagen Insured Mortgage Rates***
ICU Prime Rate6.80%

*Rate Disclaimer: Personal lending products and residential mortgages offered by Integris are subject to lending criteria (conditions apply). Rates are based on risk. Rates may be higher depending on the application and type of property selected. Special Rates are discounted rates and are not the posted rates of Integris. Rates may be changed, withdrawn, or extended at any time, without notice.

**Uninsured Mortgage: This is a mortgage where the down payment is 20% or more.

***CMHC/Sagen Insured Mortgage: If your down payment on your home is less than 20%, your mortgage will need to be insured. Mortgage loan insurance lets you get a mortgage for up to 95% of the purchase price of a home. It also ensures you get a reasonable interest rate, even with your smaller down payment all the while protecting your lender in case you cannot make payments.

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