Membership

Become a part of something bigger when you become a credit union member.

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Some Choices Matter

Banking, that ubiquitous silently efficient channel that your money runs through, for most people is kind of boring . At some point, the choice where you bank was probably a default decision made for you – or something you gave very little thought to. You probably really don’t care where you bank and probably think all financial institutions are the same. But they are not because what we do with your money matters.

Banks, like all businesses, channel their profits to their shareholders. And credit unions? We do the same. The only difference is with a credit union, every customer is a shareholder. Every customer. A small difference with a massive impact. When your customers are your shareholders, it changes the way you run your business. Credit unions are part of your community. We know that local matters. Local is where we live, work & play. It is the place of our homes, our jobs, our communities.

Be a part of something better. Be a part of something worthy of your choice. Bank where someone makes an investment in your community because it matters. Choose based on your values, your principals. Choose democracy, choose cooperation. Choose your community. Choose local. Choose us.

Become a Personal Member
Become a Business Member
Credit Union Shares & Voting Privileges
Doing Business With Us
(Relationship Pricing)

Become a Personal Member

Integris offers a full suite of financial solutions for all your personal needs. Achieve your short and long term financial goals with the help of our experts. Choose from a variety of branches and representatives for all your banking, insurance and financial planning needs.

“By far the best customer service I have ever received from a financial institution. The level of personal attention has exceeded my expectations and that does not happen very often! Thank you so much.”
Karen Lovell, Facebook Review

Learn more about our community work
Visit our social media channels
Learn more about discounts and relationship pricing for full service members

Become a Member

Become a Business Member

Integris offers a full suite of financial solutions for all your business needs. Achieve your short and long term business goals with the help of our experts. Choose from a variety of branches and representatives for all your banking, insurance and business planning needs.

“As a growing small business owner in Fraser Lake, having Integris Credit Union by our side has been a relief. From providing sound financial advice to helping us acquire affordable business insurance… we are beyond grateful. It also helps that we can access teller services when we need it. We are so thankful.”
Kim Watt-Senner & Gary Senner, Fraser Lake Business Owners

Learn more about our community work
Become an affinity partner
Become a community partner
Visit our social media channels

Become a Member

Credit Union Shares & Voting Privileges

Every member of a credit union is a shareholder and part owner. Being a shareholder gives member-owners the ability to vote in the Board of Directors’ Elections, for any special resolutions, as well as, at the Annual General Meeting. When you become a member, you purchase a Class A Membership Share ($5 for personal members; $25 for business members) which gives you a democratic say in how your financial institution is run. To learn more about credit union shares, visit our Deposit Services page.

Here is how we do business.

Did you know you don’t have to be an Integris member to do business with us? You can choose to do business with Integris Credit Union, Integris Insurance Services Ltd., Integris Financial Planning Services Ltd. – or with all three divisions.

Full-service members get even more rewards! What does it mean to be a full-service member? Full-service members invest in the credit union because they believe in our mission and vision as much as we do. They support local because it’s important and they have their banking, insurance, and investments with the credit union. The more business you do with us, the better incentives you receive on rates.

Here’s how we do rates:

Our Posted Rate is the base rate that we are offering on a product.

Our Best Member Rate is the posted rate plus an additional 0.70% members can earn if they meet additional criteria (note this excludes special rates).

How do you earn more on rates? Members can earn up to 0.20% for their length of membership, an additional 0.40% for the volume of business (cumulative assets held with all CU subsidiaries), and an additional 0.10% for using Integris as your Primary FI (chequing + payroll).

We advertise our Posted Rate to be transparent about the base rate every member qualifies for. Members can better their interest rates by up to 0.70% through length of membership, volume of business, and by using Integris as their primary FI.

Relationship pricing premiums are not applied to special rates which may be offered from time to time.

Integris Incentives

For each product or service (mortgage, registered and non-registered investment, life or disability insurance, private auto, chequing/savings, etc.) you have with Integris, you are eligible for a $10 member discount to a maximum of $50 off your residential insurance premium.

Integris relationship pricing provides additional member incentives based on your full use of our subsidiaries. Ask your branch representative for more information.