How will you spend your retirement years?

What does your retirement income look like? Perhaps it includes Canada Pension Plan (CPP) and Old Age Retirement (OAS) mixed with personal savings, or even a pension plan. Turning your savings into retirement income with tips from the experts will help stretch every dollar.

Home » Plan & Invest » Personal » Pensions & Retirement Income

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Step 1

Find an Advisor.

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Step 2

Meet with your Advisor.

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Step 3

Create a plan for short, medium, and long term financial goals.

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Step 4

Review your plan with your advisor annually or when you experience any major change.

Here are some of the types of investment options we can help you with:


Annuities

Segregated / Guaranteed Funds

Mutual Funds

Guaranteed Investment Certificates (CIGs)

Pensions

Registered Retirement Income Plans


A Registered Retirement Income Fund (RRIF) is a retirement plan that has a min withdrawal limit.

A Life Income Fund (LIF) functions similar to a RRIF with min and max withdrawal limits.

A Locked-In-Retirement-Account (LIRA) and must be converted into a LIF/RRIF or an annuity the year you turn 71.

Mutual fund products and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc., Member CIRO and Canadian Investor Protection Fund. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. There can be no assurances that the money market fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.

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