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Personal Accounts


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Everyday Accounts

Account PackagesFeeOverview
All In. Plus.
(Formerly Ultimate)
$29.95Unlimited debit transactions*
Unlimited e-transfers
10 Non-CU ATM fee reimbursements
Maintain $5,500 minimum monthly balance (refund $29.95)
CDN/US bank drafts, & in-branch bill payments ($0.00)
MasterCard & safety deposit box fee rebates
$4.00 Paper statements fee – Log into online banking to opt-out of paper statements**
All In.
(Formerly Leverage)
$15.95Unlimited debit transactions*
Unlimited e-transfers
Maintain $4,000 minimum monthly balance (refund $15.95)
In-branch bill payments ($0.00)
First year safety deposit box fee rebates
$4.00 Paper statements fee – Log into online banking to opt-out of paper statements**
For You. Plus.
(Formerly Advantage)
$9.95 30 debit transactions* per month
Debit transactions over limit ($1.25)
10 free e-transfers per month
Maintain $3,000 minimum monthly balance (refund $9.95)
First year safety deposit box fee rebates
$4.00 Paper statements fee – Log into online banking to opt-out of paper statements**
For You.
(Formerly Value Intro)
$0.005 debit transactions* per month
Debit transactions over limit ($1.25)
$4.00 Paper statements fee – Log into online banking to opt-out of paper statements**
Golden Everyday.$0.00An account for those aged 60+
Unlimited debit transactions*
Unlimited e-transfers
CDN/US bank drafts, & in-branch bill payments ($0.00)
No Paper Statement Fee
YA. Plus.
(Formerly Kudos)
$0.00An account for Young Adults aged18-25
45 debit transactions* per month
Unlimited e-transfers
6 Non-CU ATM fee reimbursements
Debit transactions over limit ($1.25)
$4.00 Paper statements fee – Log into online banking to opt-out of paper statements**

*Usage fee at non-CU ATM ($2.00)
**Changes effective Feb 1, 2025.

Savings Accounts

Account PackagesFeeOverview
YA.
(Formerly Teen)
$0.0030 debit transactions* per month
Debit transactions over limit ($1.25)
2 free e-transfers per month
Honour Roll Program funds accumulate until graduation of high school program places funds in teen savings account members may withdraw honour roll accumulated funds at any time
US ATM fee ($3.00)
International ATM fee ($5.00)
No paper statement fee
Everyday Savings. (Formerly Plan 24)$0.004 debit transactions* per month
Debit transactions over limit ($1.25)
Qualifies for Honour Roll Program
US ATM fee ($3.00)
International ATM fee ($5.00)
$4.00 Paper statements fee – Log into online banking to opt-out of paper statements**
Golden Savings.
(Formerly Plan 24 Golden)
$0.004 debit transactions* per month
Debit transactions over limit ($1.25)
In-branch bill payments ($0.00)
US ATM fee ($3.00)
International ATM fee ($5.00)
No paper statement fee
Premier Savings. $0.001 debit transaction* per month
Debit transactions over limit ($1.25)
US ATM fee ($3.00)
International ATM fee ($5.00)
$4.00 Paper statements fee – Log into online banking to opt-out of paper statements**

*Usage fee at non-CU ATM ($2.00)
**Changes effective Feb 1, 2025

USD Account

Account PackageFeeOverview
US Dollar$0.00Debit transactions ($1.25)
$4.00 Paper statements fee – Log into online banking to opt-out of paper statements**

Interest Rate (based on minimum monthly balance):
<$500 – 0.00%
$500 – $10,000 – 0.05%
$10,001+ – 0.05%

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