Student & Youth Loans

Student loans for post-secondary studies. Speak with a lender about your line of credit.

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Student Lines of Credit & Youth Loans

Building Credit
Student Line of Credit
Co-Borrowers
First Credit Card

Building Credit

Trying to understand how you build up credit for the first time to positively impact your credit score can be confusing. Our experts are here to help you through the process whether you’re looking for a student loan for post-secondary, buying a vehicle for the first time or even considering a big first-time purchase like a house. What’s important is knowing all the options available to you and our team of financial experts can help with that. Book an educational appointment with one of our representatives to learn more about building and starting your credit journey.

Student Line of Credit

The Integris Student Line of Credit is for students aged 18-24 who are attending recognized post-secondary institution or who are enrolled in an accreditation program. The student loan is a personal line of credit that gives you the benefit of interest-only payments until graduation. Please note that this product does require a qualified co-borrower to co-sign the loan. Benefits:

$6,000 per year for a maximum of $24,000 for part-time students
Interest only payments while in school
$12,000 per year for a maximum of $48,000 for full-time students
A grace period where interest only payments are made after graduation (six month maximum)
Funds approved and provided on a yearly basis
Lower interest rate than standard loan offered at your credit union

Co-Borrower

A co-borrow is someone with established credit who co-signs on a loan to ensure that if the individual defaults on their loan, the loan is still paid to the financial institution. Many variables go into loan approval decisions such as income qualifications; if you do not have a steady source of income, it is likely that you will need a co-borrower to co-sign on your loan.

First Credit Card

At Integris, we partner with Collabria Financial to offer a variety of credit cards to meet the needs of our members. Ask our team about a fully-secured or unsecured first time credit card that can help you build your credit.