Your one-stop-shop for all your business planning needs.

Our experts are here for you as you build, plan, acquire, and transition your business. Questions about your business or need advice? Meet with one of our advisors and get started with your Integris Business Account today.

Find An Advisor

Choose a Service

Buy-Sell Funding
Key Person Insurance
Succession Planning
Office Overhead Expense

Buy-Sell Funding

Whether you own a business, are in a partnership, or have a joint interest, a business plan for the future is essential.

If you suffer a loss of life or sustain a prolonged disability, then the life of your company will be left hanging in the balance. A buy-sell funding agreement will allow your business to be dealt with in the way that you want as set out in the agreement.

Buy-sell funding and partnership agreements help with:

Retirement
Disability
Bankruptcy
Marriage Breakdown
Death
Buying or selling a company

Key Person Insurance

Do you have a key employee that, if lost, would greatly impact your business?

Protect your business with key person insurance. It is a policy that you never want to use, but something you won’t want to be without if your business suffers a potential loss.

Key person insurance can help you manage the costs associated with:

Hiring
Training
Business disruption
Lost sales
Lost business due to irreplaceable relationships/bonds

Succession Planning

Plan for the future of your business with succession planning. A succession plan will ensure that your business continues on the way you see fit. Having a plan set up before you retire can save you time and stress from planning at the last moment.

Who will run your business when you retire? Consider the many options with a succession plan:

A child
A partner
A third party

Office Overhead Expense

Office overhead expense (OOE) is just one way to protect your business and keep it running if you suffer from an accident or illness. As a business owner, if you are unable to work due to a disability, OOE, can help.

How office overhead expense can provide security:

Allows business to continue as normal
Reimburses expenses for rent, utilities, property taxes, rented or leased equipment, salaries, etc.
Covers short-term or long term disability
Premiums can be used as a tax-deductible business expense
Keeps up the market value of your business
Provides peace of mind